According to Heritage Bank, when a term deposit reaches the end of its term, if no instructions have been provided the money will be reinvested at the same term, and the current interest rate at that time. NOW Accounts and Heritage 50; Deposit Amount. Annual Percentage Yield (APY). $0.01 — $9,999.99. $10,000.00 — $24,999.99. Term Deposit interest is calculated on the daily closing balance of the account and can be credited (compounded) to the term deposit account annually or on maturity. Term deposits lodged for more. Deposit your funds at Heritage Bank for a 3, 6 or 12-month period and receive a super interest rate that’s guaranteed! The minimum deposit is $10,000.00. You can also choose to have your interest compounded, issued as a bank. Minimum deposit to open is $1,000 for adults; $500 for minors. $0 minimum balance to earn APY. Substantial penalty for early withdrawal. Contact a Service Support Staff member at 1–888–554–5499.
- Heritage Savings Bank
- Heritage Bank Rate Sheet
- Bank Of Heritage Isle Term Deposit Rates
- Heritage Bank Smsf Term Deposit Rates
Here. For Neighbors Ready To Put Their Money To Work.
Deposit Accounts
Deposit Rates — Effective October 20, 2020
Money Market Accounts
Deposit Amount
Interest Rate
Annual Percentage Yield (APY)*
$0.01 — $9,999.99
0.05%
0.05%
$10,000.00 — $24,999.99
0.10%
0.10%
$25,000.00 and over
0.15%
0.15%
NOW Accounts and Heritage 50
Deposit Amount
Interest Rate
Annual Percentage Yield (APY)*
$0.01 — $9,999.99
0.05%
0.05%
$10,000.00 — $24,999.99
0.10%
0.10%
Real paytm cash earning app 2021. $25,000.00 and over
0.15%
0.15%
Legacy Small Business Checking Account
Deposit Amount
Interest Rate
Annual Percentage Yield (APY)*
$10,000.00 and over
no interest is paid on balances less than $10,000.00
0.10%
0.10%
Savings Accounts
Deposit Amount
Interest Rate
Annual Percentage Yield (APY)*
$100.00 and over
no interest is paid on balances less than $100.00
0.05%
0.05%
IRA Savings Account
Deposit Amount
Interest Rate
Annual Percentage Yield (APY)*
$0.01 and over
0.10%
0.10%
Certificates of Deposit
CODs
Term
Minimum Deposit to Open
Interest Rate
Annual Percentage Yield (APY)*
Early Withdrawal Penalty
7–31 Days
$1,500.00
0.10%
0.10%
1/2 of Term
32–90 Days
$1,500.00
0.15%
0.15%
15 Days
91–181 Days
$1,500.00
0.20%
0.20%
45 Days
182–364 Days
$1,500.00
0.25%
0.25%
3 Months
12 Months
$500.00
0.35%
0.35%
6 months
18 Months
$500.00
0.40%
0.40%
9 months
24 Months
$500.00
0.50%
0.50%
12 months
36 Months
$500.00 Napoleon and josephine slot wins.
0.55%
0.55%
18 months
48 Months
$500.00
0.55%
0.55%
24 months
60 Months
$500.00
0.60%
0.60%
30 months
*Annual Percentage Yields (APY’s) are accurate as of 10/20/2020. $50 minimum deposit required to open a checking or savings account. Rates may change after account opening. Fees may reduce earnings. On Certificates of Deposit, an early withdrawal penalty will apply, as noted on each product above.
Certificate of Deposit Rates (Includes IRAs)
TermInterest RateAnnual Percentage Yield30 Days0.05%0.05%60 Days0.10%0.10%91 Days0.15%0.15%182 Days0.30%0.30%1 Year0.45%0.45%18 Months0.50%0.50%2 Years0.65%0.65%30 Months0.75%0.75%3 Years0.85%0.85%4 Years0.90%0.90%5 Years1.00%1.00%
Heritage Savings Bank
- Rates are effective as of 3/3/2021
- Minimum Deposit — $1,000
- Posted rates are subject to change at any time without prior notice
- Early withdrawal may be subject to penalty
Once a Certificate of Deposit is purchased the rate is set through maturity.
CD Special (Includes IRAs)
TermInterest RateAnnual Percentage Yield
- Rates are effective as of 3/3/2021
- Minimum Deposit — $1,000
- Posted rates are subject to change at any time without prior notice
- Early withdrawal may be subject to penalty
Once a Certificate of Deposit is purchased the rate is set through maturity.
Heritage Bank Rate Sheet
Checking & Savings Account Rates
Bank Of Heritage Isle Term Deposit Rates
Account
Tier
Interest Rate
Annual Percentage Yield
Heritage Brilliant
(Formerly Gold)
$0.01 to $29,999.990.10%0.10%$30,000.00 and over0.10%0.10%
Heritage Checking & Senior Accounts
(Formerly Silver)
One tier0.10%0.10%
Heritage Health Savings
$0.01 to $1,499.990.10%0.10%$1,500.00 to $4,999.990.10%0.10%$5,000 and over0.10%0.10%
Heritage Money Market (Business & Personal)
$0.01 to $24,999.990.15%0.15%$25,000.00 to $49,999.990.21%0.21%$50,000.00 to $99,999.990.26%0.26%$100,000.00 and over0.36%0.36%
Heritage Savings
Personal0.10%0.10%Business0.10%0.10%Youth0.10%0.10%
Business NOW
One tier0.10%0.10%Earnings Credit — Business AccountsAccount Analysis0.10%N/A
Heritage Bank Smsf Term Deposit Rates
- Rates are effective as of 3/3/2021 rates may change after the account is opened
- Fees may reduce earnings
- Heritage Checking, Brilliant & Senior Accounts — Interest bearing, paid monthly on daily ledger balances when greater than $1,000
- Heritage Health Savings Accounts — Interest bearing, paid monthly on daily ledger balances when greater than $500
